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Social Security Announces 2.8% COLA for 2026

by | Nov 2, 2025 | Social Security

The Social Security Administration announced a 2.8% benefit increase for 2026. See the announcement here.

This will increase the average monthly Social Security benefit for disability beneficiaries from $1,586 to $1,630. The COLA will take effect beginning in January 2026.

To review the COLA factsheet, you can visit the SSA page here.

The Substantial Gainful Activity (SGA) threshold will increase from $1,620/month to $1,690/month for non-blind individuals, and the Trial Work Period (TWP) threshold will increase from $1,160/month to $1,210/month.

The SSI Federal Payment Standard will increase to $994/month for an individual and $1,491/month for a couple. The SSI Resource limits are fixed by statute and will remain unchanged.

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The COLA happens every year. If you have been denied Social Security Disability benefits, please feel free to contact our office for a free consultation.