Most Florida employers are required to carry workers’ compensation insurance coverage. Workers’ comp benefits are designed to help cover the costs of lost wages and medical expenses for work-related injuries. If you have been injured on the job, you need an experienced lawyer who knows how to successfully secure the workers’ compensation benefits to which you are entitled.
At it’s core, Florida Workers’ Compensation coverage is designed to compensate an injured worker while their injury prevents them from working through recovery, get them back to work, and cover the cost of the medical treatment in full.
Indemnity – Lost Wage Benefits
There are only five categories of lost wage benefits available in Florida Workers’ Compensation Claims:
Temporary Total Disability Benefits
Temporary Partial Disability Benefits
Impairment Income Benefits
Rehabilitative Temporary Total benefits (aka “retraining benefits”)
Permanent Total Disability benefits
Workers’ Compensation benefits are designed to pay in full for ALL medically necessary treatment related to the work injury. Related is generally defined by the concept that the work injury is the major contributing cause of the need for treatment. Major Contributing cause is generally defined as the cause that is 51% responsible, as compared to all other causes combined.
A whole host of issues come up with the generally straight-forward statements above. What if the doctor selected by work comp is of the opinion you do not have a problem? What is the doctor thinks you have a problem and recommends treatment, but the insurance company has not authorized the treatment? These are issues where it is of paramount importance that you understand your rights and options to secure work comp benefits.
Helping You Secure Your Workers’ Compensation benefits
At our firm, our experienced Tampa workers’ comp attorney has extensive experience dealing with injured workers – and the various issues that arise in workers’ compensation cases. We help ensure your claim is filed correctly and you receive the help you need to get back on your feet and back to work.
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